VISA Dual Currency Credit Card:

Makes your life easy!!!!!

The JBL VISA Dual Gold Credit card simplifies your travel and eliminates the need to carry cash. Whether traveling on business or taking a holiday, just relax and let your JBL VISA Dual Gold Credit Card take care of your money matters. The Dual Gold Credit Card is denominated both in Bangladeshi Taka and US Dollars, and you can also get one of these against your personal Resident Foreign Currency Deposit (RFCD) Account, Foreign Currency (FC) Account or your Exporter’s Retention Quota (ERQ) Account. The international usage on your Credit Card is allowed against your annual Travel Quota (TQ) entitlement as per the prevailing Foreign Exchange Regulations. Your Supplementary Cardholder can also enjoyinternational usage facility against his/herTravel Quota(TQ)entitlement

Features

JBL VISA Credit Card comes to you with a winning combination of value-packed features and benefits. Please take a moment to briefly go through these great benefits to make the most of your Card.

1. You can use VISA Dual Gold Credit card both locally and internationally.
2. You can now avail the convenience of JBLVIS A Credit Card. It is the easiest and the most secured way of utilizing your money for 24 hours a day & 7 days a week retail purchases as well as cash withdrawal.*
3. You can enjoy higher ATM withdrawal limit each day.* 50% Cash withdrawal of Credit Limit through any ATM Machine round the clock.
4. No fees on retail purchase and can use JBL VISACredit Cards at thousands of retail outlets bothwithin and outside Bangladesh.You can enjoy maximum 50 days & minimum 20 days interest free period on any retail purchase*.The JBL VISA Dual Gold Credit Cards give a fast, convenient and reliable way to pay, 24 hours a day, wherever you go,
5. you can enjoy the power of using these Cards in every corner of the world. VISA Dual Gold Credit allows flexibility and convenience when Cardholder travels internationally.
6. The VISA Dual Gold Credit Card entitles to exclusive discounts worldwide.
7. You can enjoy BDT credit limit by transferring your available balance* to your JBL deposit account or making pay order and you can payback the amount in Monthly Installments over a tenor ranging.
8. There will be no commission charge on the endorsement of foreign currency for self and supple.
9. With JBL large ATM network including non-branch ATM, any Q-Cash and VISA ATM across the world, customers have the privilege of round the clock withdrawal and other account services at customers’ convenience.
10. For enhanced security, you can keep your International Usage Privileges temporarily disabled while you are not traveling outside Bangladesh. You can re-activate this feature by simply calling our Customer Service Center.

Supplementary Card

– You can share the exclusive benefits of your Credit Card by giving your loved ones a Supplementary Card. As a Primary cardholder, you can also set spending limits for each of your Supplementary Cards in a billing cycle.

How to apply

Before you can apply for a credit card , you should meet the necessary requirements set by JBL. As a basic application requirements, the applicants should meet the following conditions or criteria:

1. Should be a Bangladeshi citizen or a foreigner who has been a permanent resident of the Bangladesh for the last two (2) years
2. Must be 21 to 60 years old for principal and at least 13 years old for supplementary cardholders
3. Must be regular employee or if self-employed with business operating for at least two (2) years
4. Minimum gross fixed monthly income of BDT 50,000
5. Should have at least one (1) landline phone
6. Residence or office address must be within any area where a JBL branch is located

Documents Necessary for JBL Duel Currency Credit Card Application

1. Application form duly filled in by the Applicant
2. Salary Certificate from Competent Authority for Salaried Person.
3. Bank Statement (Last Six Months)
4. Photocopy of Voter ID/Passport
5. Business Card/ Photocopy of ID card
6. Photocopy of TIN Certificate
7. Copy of Trade License for Proprietorship/Partnership & Self employed professionals.
8. Copy of Certificate of Incorporation for Limited Company.
9. Copy of Utility (Gas/Electricity/ Wasa) / Phone Bill for address verification.
10. Other Income supporting papers (Lease Deed/Rent Receipt/Title Deed (for rental income)
11. One copy passport size photograph

Charges:

• Issuance fee Tk. $50+VAT (15%)

Tips for usage

Card Activation

• After receiving the card, sign the acknowledgement slip and send it to Card Division or any branch of JBL or call Card Division for activation.
• Put your signature on the signature panel at the back of your card.

Caution during making transactions

• Please do not let your card be taken out of your sight at any merchant outlet to prevent possible Misuse
• After using your card at a merchant outlet, please ensure that the card returned to you is yours
• Before signing the Sales Slip check at the amount charged
• Retain your copy of the Sales Slip of all transactions until they appear in your Card Account Statement for your future reference

PIN Maintenance

• Destroy the PIN mailer after memorizing your PIN
• Do not write the PIN on the card or keep the PIN inside your wallet
• Change the PIN every month

For Lost/Stolen Card

If the card is lost or stolen, simply call JBL Bank’s Help Desk at 8801713067771,9564587. You also can re¬port the loss by fax (9562773) to JBL, Card Division immediately & please email to the following address: ophead.pbd@jamunabank.com.bd Your card will be replaced within 4-5 working days, and will be couriered to your mailing address you provided in your card application form.

Note: Please find Card address change Application Form in the “Forms Center”

Address Change

For address change in your Card please email to the following address: ophead.pbd@jamunabank.com.bd or call our Card Division at 8801713067771,9564587. Your new address will be updated in the Card Management System.

Connect with us:

You're most welcome to drop by any of our branches or simply call at (88) 01713 067771, (88 02) 9564587, 9562773 or 9570912 to ask for it.

*Terms and conditions apply