Savings Bank Deposit Account is meant for individual savers. The account bears an attractive interest on fulfillment of conditions. Opening of the account requires a minimum deposit of BDT2000 for urban area and BDT500 for rural area. The same deposit needs to be maintained as minimum balance for receiving interest. However, there is no ledger fee. Only a half yearly service charge of BDT300 for urban area and BDT150 for rural area and Government Excise Duty etc. are applicable.

Savings Bank Deposit Account facilitates:

• MICR cheque facility.
• Debit Card with wider ATM access.
• Limited number and amount of monthly withdrawal allows receipt of interest accrued payable on a half yearly basis.
• Free online facilities across the branches.
• Automated clearing facility.
• Electric fund transfer without cheque.
• SMS Banking facility.
• Internet Banking facility.

* Conditions apply.
** The facility will be available shortly.
*** Opening of the account requires completion of requisite documentation [link to documentation formalities] and satisfactory KYC formalities.

However, JBL has customized Savings Account for:

• Housewives offering Grihini Savings Account.
• Student Savings Account.
• Senior Citizen Savings Account.