| Sl # |
Type of Lendings |
Interest Rate |
| 1. |
Agriculture |
13.00% (Maximum) |
| 2. |
Term Loan to Large & Medium Scale Industry |
13.00% (Maximum) |
| 3. |
Working Capital to Large & Medium Scale Industry |
13.00% (Maximum) |
| 4. |
Export |
7.00% (Fixed) |
| 5. |
Trade/Commercial Financing * |
13.00% (Maximum) |
| 6. |
Housing Loan |
13.00% (Maximum) |
| 7. |
Consumer Credit, Credit Card and Retail Portfolio |
16.00% (Mid Rate) |
| 8. |
Credit to Non-Bank Financial Institution |
14.00% (Mid Rate) |
| 9. |
Others Personal Loan |
|
| a) FDR issued by JBL |
2.50% above rate ofFDR |
| b) Schemes deposit of JBL |
15.50% (Mid Rate) |
| c) FDR/other Deposit instruments issued by other Banks |
15.50% (Mid Rate) |
| Others |
15.50% (Mid Rate) |
| * 12.00% Interest rate on import financing will be aplicable for some selected essential commodities as per Bangldesh Bank guideline. |
