November 10, 2003

Acceptance of Terms of Use: By accessing and using this Web Site you agree to be bound by the following Terms of Use and all terms and conditions contained and/or referenced herein or any additional terms and conditions set forth on this Web Site and all such terms shall be deemed accepted by you. If you do NOT agree to all these Terms of Use, you should NOT use this Web Site. If you do not agree to any additional specific terms which apply to particular Content (as defined below) through this Web Site, then you should NOT use the part of the Web Site which contains such Content.

These Terms of Use may be amended by Jamuna Bank Ltd. at any time. Such amended Terms of Use shall be effective upon posting on this Web Site. Please check the Terms of Use published on this Web Site regularly to ensure that you are aware of all terms governing your use of this Web Site.

Jamuna Bank Ltd. reserves the right to make changes or updates with respect to or in the Content of the Web Site or the format thereof at any time without notice. Jamuna Bank Ltd. reserves the right to terminate or restrict access to the Web Site for any reason whatsoever at its sole discretion.

Although care has been taken to ensure the accuracy of the information on this Web Site, Jamuna Bank Ltd. assumes no responsibility therefor. ALL CONTENT IS PROVIDED "AS IS"AND "AS AVAILABLE". Jamuna Bank Ltd. HEREBY EXPRESSLY DISCLAIMS ANY REPRESENTATIONS OF ANY KIND, EXPRESS OR IMPLIED. YOU ACKNOWLEDGE ANY INFORMATION SENT MAY BE INTERCEPTED. Jamuna Bank Ltd. DOES NOT WARRANT THAT THE WEB SITE OR THE SERVERS WHICH MAKE THIS WEB SITE AVAILABLE OR ELECTRONIC COMMUNICATIONS SENT BY Jamuna Bank Ltd. ARE FREE FROM VIRUSES OR ANY OTHER HARMFUL ELEMENTS.

This Web Site may provide links to other web sites that are not under the control of Jamuna Bank Ltd. Jamuna Bank Ltd. shall not be responsible in any way for the content of such other web sites. Jamuna Bank Ltd. provides such links only as a convenience to the user of this Web Site, and the inclusion of any link to any such web sites does not imply endorsement by Jamuna Bank Ltd. of the content of such web sites.

Copyright and all other proprietary rights in the Content (including but not limited to software, audio, video, text and photographs) rests with Jamuna Bank Ltd.. All rights in the Content not expressly granted herein are reserved. Except as otherwise provided, the Content published on this Web Site may be reproduced or distributed in unmodified form for personal non-commercial use only. Any other use of the Content, including without limitation distribution, reproduction, modification, display or transmission without the prior written consent of Jamuna Bank Ltd. is strictly prohibited. All copyright and other proprietary notices shall be retained on all reproductions.

Any material or information sent through or in connection with this Web Site by you ("User Materials") will be treated as non-confidential and non-proprietary, and immediately become the property of Jamuna Bank Ltd., subject to any privacy policies posted on this Web Site. Jamuna Bank Ltd. may use such User Materials as it deems fit, anywhere in the world, without obligation for compensation, and free of any moral rights, intellectual property rights and/or other proprietary rights in or to such User Materials.

If you have a question or complaint, please contact us using the "Feedback " link menu of this Web Site.

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